Private Health Insurance for Psychology Sessions

Private Health Insurance for Psychology Sessions

Unlock rebates for your psychology sessions through your private health insurance provider

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Online psychology sessions you can claim back

Did you know you can access rebates for your psychology sessions through many private health insurances? Discover how you can get a private health rebate for your mental health support.

How to get health insurance rebates for psychology

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Many private health funds including Bupa and Medibank Private offer psychology rebates in their policy extras. Contact your private health insurance provider or check your policy details to find out whether you’re covered for mental health services. 

Once you’ve confirmed that your health insurance policy covers psychology sessions, you’re ready to book your first session and get your mental health journey back on track. 

Who can I claim psychology rebates with?

Unlock private health insurance rebates for My Mirror psychology services

My Mirror psychologists are AHPRA and Medicare registered, which meets the requirements for most private insurance providers.

Providers that accept My Mirror psychology sessions claims include:  

  • Bupa 
  • Medibank Private 
  • ACA Health 
  • AHM Health 
  • Australian Unity 
  • CBHS Health 
  • CUA Health 
  • Doctors Health Fund 
  • GMHBA 
  • HBF 
  • HIF 
  • nib 
  • Police Health 
  • National Disability Insurance Scheme 

What do I need to make a claim with my private insurance company?

Man on laptop claiming private health insurance rebate for psychology sessions

In most cases, you can make your claim directly through your private health insurance provider’s online portal or app. You’ll need your paid session invoice which My Mirror will email to you after each psychology session.

Private health insurance companies provide rebates for My Mirror psychology sessions as long as mental health services are included in your plan’s cover. Always check your plan to ensure you’re eligible for a rebate. 

Can I claim rebates through both Medicare and private health insurance for psychology sessions?

No, you can only claim rebates for a psychology session one time, either through your private health insurance provider or through Medicare. If you’ve already made a Medicare claim for your session, your private health insurer won’t give you any additional rebates. 

Can I still receive a rebate for my psychology session if I don’t have private health insurance?

If you don’t have private health insurance or if your insurance plan doesn’t include psychology services, you may still be able to receive reduced-cost therapy sessions through Medicare. To be eligible for Medicare rebates, you’ll need a valid Medicare card, a Mental Health Plan and a GP referral letter.  

Learn how to claim Medicare rebates for your psychology sessions   

Why do some people claim psychology rebates through private health insurance over Medicare?

If you aren’t eligible for Medicare rebates (you don’t have a Mental Health Plan, GP referral letter and valid Medicare card), you may choose to access reduced-cost psychology sessions through private health insurance instead.  

If you are eligible for Medicare rebates, you can receive a maximum of 10 rebated psychology sessions per calendar year. If you wish to continue with therapy after you’ve completed your 10 sessions, you may claim these through private health insurance instead. 

Learn more about Medicare rebates 

I’m making a private insurance claim for my session. How will I be charged?

When you make your psychology session booking you’ll pay the full private fee. Once the session has been completed the amount will be charged to your account and My Mirror will email you the paid invoice. Then you’re ready to make your claim directly through your private health insurance provider. 

The amount you will be rebated through private health insurance depends your insurance plan’s level of cover. 

Are My Mirror psychologists approved providers for my private health insurance policy?

Most private health insurers require psychologists to be registered with Medicare Australia and with the AHPRA.  

All clinical psychologists and general psychologists at My Mirror are fully registered with the Psychology Board of Australia (PsyBA) and are listed with the Australian Health Practitioner Regulation Agency (AHPRA). 

Before booking your psychology session, check your private health insurance policy to ensure your psychologist meets their criteria. 

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What clients say about My Mirror

06 April 2023

So grateful

I am so grateful for my psychologist from My Mirror, and having my psychologist available via telehealth has been so much more beneficial for my mental health. Being able to be seen, heard and listened to rather than waiting so long on a waitlist has been a godsend.

03 May 2023

Fantastic experience

Having been initially sceptical, my overall experience with My Mirror has been fantastic. My Mirror matched and connected me with a psychologist who simply “got” me from the very beginning. I cannot recommend this service enough.

05 January 2024

Big tick

I'm one of those people who doesn't enjoy going out of my home or talking to a doctor, let alone a psychologist. Without My Mirror and the services they provide I would most likely neglect seeking help, so it's a big tick from me for these guys.

18 January 2024

What we need

One of the best online platforms I have ever used. The simplicity of the bulk billing system, rebates and the selection of well educated clinical psychologists is what we need. Couldn't of found a better website. 🙌


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